Cheque Bounce Lawyer in Allahabad/Prayagraj
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Cheque bounce is a criminal as well as civil offense in Allahabad/Prayagraj. This offense results in financial loss to the payee. If you face the situation of cheque bounce as payee, then you can file a complaint against the offenses of cheque bounce, or else you can choose an alternate dispute solving method to handle cheque bounce matters in Allahabad/ Prayagraj. Either litigation or alternate dispute methods, both processes included various legal terminology, like filing a case, drafting notice, and case representation.
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To effectively handle this process, both the payee and drawee are always advised to hire a lawyer in Allahabad/Prayagraj. If you are searching for lawyers to handle the cheque bounce cases in Allahabad/Prayagraj, then search the list on the Right To Law website, which has years of experience in handling the cheque bounce cases in Allahabad/Prayagraj. As well as lawyers, this list provides legal services in all the major locations of the city, like Prayag, Allahabad University, Soraon, Allahabad New Cantonment, and other nearby areas of the city.
Frequently Asked Questions
A cheque bounce, also known as cheque dishonour, occurs when a cheque presented for payment is returned by the bank unpaid. In Allahabad/Prayagraj, as per the Negotiable Instruments Act, 1881, this is considered a serious offense, particularly if due to insufficient funds.
It’s both! In Allahabad/Prayagraj, a cheque bounce due to insufficient funds is primarily a criminal offense under Section 138 of the Negotiable Instruments Act, 1881, carrying penalties like imprisonment and fines. Additionally, you can pursue a civil suit for the recovery of the cheque amount.
As the payee, you should first receive a ‘cheque return memo’ from the bank. Within 30 days of this, you must send a legal notice to the drawer demanding payment. If the drawer fails to pay within 15 days of receiving the notice, you can then file a complaint in the appropriate court in Allahabad/Prayagraj within 30 days of the expiry of the notice period.
If found guilty, the drawer can face imprisonment for up to two years, or a fine which may extend to twice the amount of the cheque, or both. The court may also order interim compensation to the payee. Right To Law’s network of lawyers in Allahabad/Prayagraj are experts in navigating these penalties and securing favorable outcomes.
Cheque bounce cases involve intricate legal procedures, from drafting precise legal notices to effective case representation in court. Lawyers from Right To Law in Allahabad/Prayagraj possess years of experience and specialized knowledge in cheque bounce cases, significantly increasing your chances of success and ensuring proper adherence to legal timelines.